Leadership Team

Newbold's Leadership

We’ve built our management team by attracting the best people we know.  We think you’ll agree with our choices – please contact any of us to learn more about our firm.


Terry Couto, Founding Partner

Terry has more than 30 years of experience in the mortgage industry, serving in such executive positions as chief financial officer, controller and consultant.  Broad responsibilities have resulted in a unique combination of very strong finance/accounting knowledge, extensive operational experience (particularly in the capital markets, retail origination and servicing areas) and extensive mergers and acquisitions experience.  Prior to Newbold Terry was CFO at companies including Market Street Mortgage, GE Capital Mortgage Insurance, GE Capital Mortgage Services and Citizens Mortgage Corporation. Terry has an MBA in Finance from Georgia State University and a BS in Accounting from the University of Alabama.


Tim Gaven, Founding Partner

Tim has more than 30 years of experience in the capital markets and consulting industries throughout Europe and North America. Focusing largely on Operations, his experience includes roles at Capco, HSBC, Bear Stearns and Co., Securities Industry Automation Corp., and Tucker Anthony. Tim has an MBA from Fairleigh Dickinson University and a BA in Business Administration from Rutgers University.


Dan Reiman, Founding Partner

Dan has more than 25 years of experience in the mortgage and consulting industries. Focusing largely on technology, his experience includes roles at Fannie Mae, GE Capital, Fleet Mortgage, Black Knight Financial Services (LPS), Destiny Consulting, and Exigen Group. Dan has an MBA from George Mason University and a BA in History from University of North Carolina.


Michael Wade, Partner

Michael has more than 25 years of mortgage industry experience serving in senior management positions in loss mitigation, origination underwriting, repurchase management, operational risk management, credit policy, and counter-party risk. Before Newbold, Michael was with Chase Home Lending as SVP and chief underwriter for the Servicing and Loss Mitigation divisions. He previously served in leadership roles focused on credit policy and operational risk at Freddie Mac and Wells Fargo Home Mortgage. Michael earned a BA degree in Business Law from the American University in Washington, DC.


Robert Simpson, Partner

Robert has over 20 years of senior management experience in the financial services industry, including extensive international work in India, Panama and the Philippines.  Robert was previously the Chief Operating Officer at a regional default services law firm. Prior to that, Robert held executive roles with CMS Holdings, Lehman Brothers, Aurora Loan Services and RBMG.  Robert oversees Newbold’s National Operations Center in Fort Worth, TX which has a capacity for 324 personnel to help alleviate client operational capacity issues.


Arleen Scavone, Principal

Arleen, previous Founder and CEO of mortgage advisory firm OpExNow, has a 30 year successful track record of building and managing operations, sales and service organizations in both corporate-held and entrepreneur roles. Her expertise includes enabling operational excellence through executing transformation in large and small mortgage originations and servicing organizations. She specializes in LOS implementations, large scale servicing system conversions and Program Management Offices for transformation projects. Prior to her decade of running OpExNow, Arleen held leadership positions at Washington Mutual, First Bank, Great Western Bank and HomeFed Bank.

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Shari Harrison, Chief Financial Officer

Shari has more than 30 years of experience in accounting, serving as Newbold’s Chief Financial Officer since 2007. Shari oversees contract administration, financial statements, treasury management and accounting, and employee relations. Before Newbold, Shari was Controller at Market Street Mortgage. She was involved with a management buyout at Eckerd Corporation, and was an Accountant with Price Waterhouse for five years prior. A Certified Public Accountant, Shari earned a BS degree in Accounting from the University of Florida, and her Masters of Accounting from Florida State University.


Sally S. Bartholmey, Esq., Chief Legal Officer and HR Executive

Sally brings nearly 30 years of legal experience and mortgage industry experience in capital markets, originations and servicing operations to Newbold’s senior management team. She serves as Newbold’s General Counsel and manages Newbold’s strategies on enterprise risk management and human resources. Early in her career she worked in private law firms representing financial institutions. Later, she went “in-house” to hold legal and regulatory compliance roles including positions within Market Street Mortgage and GE Capital Mortgage Services. More recently, she served as the Director of Mediation Strategy and Deployment for Fannie Mae. An attorney licensed in both Florida and Texas, Sally received a BA in Economics from the University of Dallas and her JD from the University of Houston Law Center.

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Kathy Keller, Managing Director, Regulatory Compliance and Program/Project Management

Kathy Keller has more than 25 years of experience in the mortgage industry working on projects across the mortgage life cycle for lenders of all sizes, regulatory agencies and the GSEs.  She concentrates on implementation of industry wide changes, participating in the creation of the industry’s first automated underwriting engine, and assisting our clients in implementing regulations such as TRID and HDMA.  Kathy also helps clients remediate regulatory actions.  Prior to joining Newbold, Kathy was a Vice President at Fannie Mae playing a key role in the implementation of the Making Home Affordable Program, and later leading the Enterprise Program Management Office.

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Chad Moyer, Managing Director, Staffing

Chad has nearly 18 years of experience in the Staffing and Consulting industry with the expertise in managing business and recruiting development teams. Prior to joining Newbold, Chad successfully managed multiple IT Recruiting and Sales teams covering North East Florida and Tallahassee, as well as a large National Program for Modis.  Chad earned his BS from Eastern Illinois University.

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Chrissie Thrash, Managing Director, Staffing

Chrissie has over 20 years’ experience in technology staffing, starting out in Recruiting and then moving into Business Development. Prior to joining Newbold, Chrissie was the Sr.  Business Development Manager at Modis, where her portfolio of accounts included numerous Fortune 100 companies and several government integrators. Her areas of expertise include partnering with clients in support of their hiring strategies, managing large contingent workforce teams and placing direct hires, including those at the executive level. Chrissie received her BS degree from the University of Delaware.

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Vivek Tuli, Senior Director, Strategy, Planning, Analysis & UAT Practice leader

Vivek has over 20 years of experience in the financial services industry in both the business and technology domains for entities of many types and sizes, including global banks, top 5 lenders, mortgage originators and the GSEs.  Vivek also has extensive experience managing global client teams across the NA, EMEA, APAC & LatAm regions. He has advised clients on business and mission critical initiatives for industry regulatory compliance implementations, business UAT certifications and significant business and technology enhancement roll-outs.  Prior to joining Newbold, Vivek was a part of the management team at Fannie Mae, played an instrumental role in implementation of automated underwriting and pricing online and commitment & securitization solutions, as well as led the MHA / HAMP Program.

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